Terms of use

Ratiotally is provided “as is”. It applies the arithmetic described on this site to the bills, units and settings you provide. It is not legal, tax or financial advice, and it does not make a utility charge allowed under your lease or local law. It relies on your figures and settings being complete and accurate, and it doesn't cover the cases listed in the FAQ. You remain responsible for your leases, your disclosures and the charges you send tenants. Ratiotally is not affiliated with any utility or government agency.

Free plan

The free plan lets you check files of any size and see every bill split, the owner's share, every flag, 3 common-area what-ifs and the first 12 units.

Pro

Pro is licensed per person. Payments are processed by Polar (polar.sh) as merchant of record, which calculates and collects any sales tax or VAT; the checkout page and your receipt show our Polar seller name, Launchtools. Subscriptions renew automatically until cancelled; the 7-day pass expires after 7 days. Refunds are available within 14 days if Ratiotally can't read your file or applies a rule incorrectly.

Acceptable use

Don't resell or redistribute license keys.

Trademarks

Excel and other names are trademarks of their respective owners. Products named on comparison pages are mentioned only for comparison; Ratiotally is not affiliated with, endorsed by or sponsored by any of them.

Last updated: 2026-11-04